CTS Cheque Kya Hota Hai? | अब चेक से बैंक पैसे नहीं देंगे?

CTS Cheque Kya Hota Hai? | अब चेक से बैंक पैसे नहीं देंगे?

Namaskaar doston, jis tarah 2 saal pahale 500 aur 1000 rupaye ke puraane churrainchy ko band kar diya gaya tha. ab isee tarah old chhaiquai books ko band kiya ja raha hai aur naiw chhaiquai rbi(raisairvai bank of indi) dvaara jaaree kiya ja raha hai, jisaka naam hoga ‘chts chhaiquai’ aur ham yahaan par chts vs non-chts chhaiquai ke baare mein vistaar se jaanakaaree haasil karenge.

CTS Cheque Kya Hota Hai? | अब चेक से बैंक पैसे नहीं देंगे?

Agar aap ek bank achchount holdair hai aur apane apane bank se chhaiquaibook issuai karaaya hai ya aap baink se len-den karane ke lie chek kar istemaal karate hai to aapake lie isake baare mein jaanana bahut jaruree hai kyoki daichaimbair 2018 jaise hee aind hoga usake saath hee bahut se chek band ho jaayenge. aaeeye sabase pahale jaanate hai kee ye…

CTS Cheque Kya Hai?

chts yaani chhaiquai trunchation systaim, rbi dvaara banaaya gaya hai ek naiw chhaiquai systaim hai jise pahalee baar 2010 mein introduchai kiya gaya tha. ise chts-2010 ke naam bhee jaana jaata hai yah onlinai imagai-basaid chhaiquai chlaiaring systaim par basaid hai jo sabase phaast chek kliyar karane kee takaneek hai. agar indi mein isakee shuruaat kee baat kare to yah sabase pahale national chapital raigion, dailhi mein 2008 sabase pahale implaimaint kiya gaya tha usake baad 2013 mein chhainnai aur ab isake bainaifits ko dekhate hue rbi ise poore desh mein implaimaint kar raha hai.

इसे चेक से banks और customers को क्या benefits होंगे?

• abhee tak chustomairs jis tarah ke chek ka usai karate hai use non-chts or standard chhaiquai kah sakate hai koee bhee bank inhen chlaiar karane mein kam se kam 2 din se 7 din ka samay leta hai isase bank aur chustomairs donon ka nukasaan hota hai. lekin isamen chustomairs ko fast chlaiaring systaim milega jisase chek ek hee din mein chlaiar ho jaayenge.
• cts-2010 se turn around timai(tat) raiduchai hoga aur saath mein manual task kam hoga jisase airror aane ke chhanchais sabase kam honge.
• is chek mein raial-timai trachking aise faiaturais maujood hai isase chek fraud kam se kam hoga.

CTS Cheque’s Features:

bank ke paas pahale se hee achchhe quality ke standard chek maujood hai lekin ye sabhee old banking prochaidurai ke hisaab se banaaye gae. chts-2010 systaim mein hamen fast chlaiaring aur raial-timai trachking jaisa faiaturais milega abakee standard chek mein aisa kuchh dekhane ko nahin milata hai.

• agar chts chhaiquai daisign aur usake kuchh uniquai faiaturais kee baat kare, to chts-2010 chomplianchai sabhee bainks ke chek ke sizai, papair aur signaturai, datai daitail bilakul ek jaise honge.

• sabhee chek mein ‘chts indi’ ka watairmark dekhane ko milega – jo kee keval light mein dikhaee dega. yah faiaturai chhaiquai fraudulaint ko rokane mein hailp karata hai aur saath photochopy ko rokane mein bhee.
• baink ka logo bana rahega jo kee ultr-violait inch se print kiya gaya hoga. yahaan logo aasaanee se ultr violait ainablaid schannairs ke dvaara chapturai kiya ja sakega

CTS vs Non-CTS:

standard or non -chts chek aur chts chek ka kaam to ek hee hai. lekin in donon faiaturais, saichurity bilakul alag hai. abhee tak jis chekabuk ka ham sabhee istemaal kar rahe hai yahee standard chek hai aur mujhe ye bataane kee jarurat nahin hai kee bank se inhe chlaiar karane mein hamen kitana timai lagata hai. simply aap samajhe lie kee chhaiquai trunchation systaim bahut jyaada behatar ek standard chhaiquai systaim se aur inhe beech bahut se antar bhee hai. standard chhaiquai mein manpowair ka jyaada usai hota hai kyoki isamen physichal task bahut jyaada hai aur isee vajah se non-chts cheks ko chlaiar hone mein bhee bahut timai lagata hai. lekin chts systaim mein aisa nahin hai, yahaan par manpowair bahut kaam usai hoga kyoki isamen jyaadaatar task onlinai hai aur isee vajah se isamen kam se kam timai mein cheks kliyar kiye ja sakate hai. chts systaim mein fraud hone ke chhanchais na ke baraabar hai. jabaki standard chek mein fraud hone ke bahut chhanchais hote hai. yaani abhee tak ham jis chek ka usai karate hai vah laiss saichurai hai chts-2010 ke mukaabale.

Is non-CTS cheque valid now?

abhee tak non-chts chek valid hai aur aap inaka usai kar sakate hai lekin yah jyaada samay tak chalane vaala nahin hai. kyoki raisairvai bank of indi ne raiport jaaree kar diya hai kee 31 daichaimbair 2018 ke baad keval chts chhaiquai hee valid honge aur jitane bhee non-chts chek hai vo sabhee maany nahin honge. sbi(statai bank of indi) ne bahut pahale se hee apane chustomairs ko is updatai ke baare mein maissagai karake jaanakaaree providai kar raha hai aur agar aap ek sbi achchount holdair hai to aapako ye pata hona chaahie kee 12 daichaimbair ke baad non-chts chhaiquai sbi maany nahin karega. isee tarah sabhee banks png, allahabad, hdfch, ichichi,chanar aitch. is saal ke 31 daichaimbair tak maany karenge usake yahaan standard chhaiquai maany nahin hoga aur aap keval nae chts chhaiquai hee len-den kar sakate hai.

conlusion

doston, chts chhaiquai systaim ke bahut fast aur saichurai chlaiaring systaim hai jise abhee jaldee hee rbi ne sabhee bank ke jaruree kar diya hai. isake aa jaane se na keval banks ko phaayada hoga,balki chustomairs ko bahut se bainaifits milenge. agar aap kisee bhee bank ke achchount holdair hai to aap jaldee se jaldee apane nazadeekee branchh mein sampark kare aur chts-2010 chhaiquai ke baare mein jaanakaaree haasil kare aur agar aap ka sujhaav ya savaal hai to aap chommaint kare.